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How It Works

Turn your gift cards into cash in three simple steps

1

Create Your Account

Sign up with your email and phone number. Complete quick KYC verification using your BVN to unlock full trading limits. It takes less than 2 minutes.

~2 minutes Secure verification
2

Upload Your Gift Card

Select the gift card type, enter the amount, and upload a clear photo or screenshot. Our system instantly recognizes card details using OCR technology.

~30 seconds Photo upload
3

Receive Instant Payment

Once verified, funds are credited to your PayNest wallet. Withdraw instantly to your Opay, Palmpay, Kuda, or any Nigerian bank account. Money arrives in seconds!

~3 minutes All Nigerian banks

See It In Action

Watch how easy it is to trade on PayNest

Frequently Asked Questions

How long does verification take?
Most verifications are instant. In some cases, manual review may take up to 10 minutes.
Which gift cards do you accept?
We accept Amazon, Steam, Apple, Google Play, eBay, Xbox, PlayStation, Razer Gold, and 15+ other gift cards.
When will I receive my payment?
Payments are processed within 3 minutes of successful card verification. Bank transfers may take an additional 1-2 minutes.
What are the trading limits?
New users can trade up to $100 daily. After BVN verification, limits increase to $1,000 daily. Enhanced KYC unlocks up to $5,000 daily.

Ready to Start Trading?

Join thousands of Nigerians earning instant cash for their gift cards.

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